So let me get this right. Congressman Barney Frank is now proposing to give loans to unemployed homeowners who are having trouble keeping up with mortgage payments.

 Really? The solution to helping people who can’t afford their home loans because they don’t have jobs is to give them another loan, pushing them further into debt? Maybe I’m missing something here but how is that a solution?

 And why didn’t Frank and his colleagues think up that idea BEFORE they decided to dole out billions of dollars in federal aid to banks and other companies?

 Frank wants to pay for his plan by using dividends that the government is supposed to be getting from companies that received the $700 billion from the Troubled Assets Relief Program (TARP). Hmmm. Weren’t those dividends supposed to offset some of the losses from that bailout?