Chicopee Bancorp Inc., the holding company for Chicopee Savings Bank, reported a net loss of $147,000 for the second quarter, compared to net income of $128,000 for the same period in 2008.

The decrease in earnings for the quarter was primarily due to the special FDIC insurance assessment and the other than temporary impairment charge, the company said. Also contributing to the net loss in the second quarter was the narrowing of the net interest margin from 3.29 percent in 2008 to 3.21 percent in 2009, the company added.

For the six month period ended June 30, the company reported a net loss of $59,000, compared to net income of $317,000 last year.

The decrease in earnings for the six month period was also attributable to the special FDIC insurance assessment and the other than temporary impairment charge.