With the Federal Reserve slated to raise the federal funds rate this week, the cost of debt is expected to increase another $1.6 billion for U.S. households, according to WalletHub.

This will bring added pressure to communities in Massachusetts including Hingham, Needham and Marshfield, among others.

WalletHub used its payoff calculator to compare more than 2,500 of the largest U.S. cities based on how long it will take the average household to pay off their debt and how much balances have increased in the last year.

According to its report, Hingham is the least sustainable town in Massachusetts when it comes to debt, with the average household having over $11,800 in credit card debt and an average payoff period of 28 months, ranking in the second percentile of all communities analyzed. Debt for the average person in Hingham has increased more than 20 percent between the end of 2016 and the end of 2017.

A fed rate hike this week would increase debt by $177 for the average household.

At the end of 2017, average debt per household in the study was $8,600, an increase on average of 6 percent since the end of 2016. This average is $138 higher than the level WalletHub has identified as being sustainable.

In the fourth quarter of 2017, U.S. credit card debt exceeded $1 trillion.

Many communities in Massachusetts, however, are in good shape to handle the rise in rates including Holyoke, Springfield and Chelsea, which WalletHub ranked to have on average some of the most sustainable debt.